Know the rules before opening access
Our Legal notice explains the conditions attached to an stm123 account, including accurate account details, phone verification before account access and the checks connected with DANA, OVO, GoPay, QRIS, bank transfer and virtual account records. We use these details to match activity to the account holder
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and to investigate a receipt or wallet-status question when you contact us. Access depends on local law, and we do not present the service as available in every location. If your location is not supported, do not attempt to bypass that restriction. Read the current policy
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before opening an account, keep your login details private, and contact us when a policy sentence or account record needs clarification. The Legal notice also explains how we may pause an account while checking inconsistent details or an unclear payment trail. Our purpose is to keep
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the rule path understandable for you.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.